If Somebody Owes You Money

If you are owed money, and have not received any payment
over a reasonable period of time, there are several steps
you can take to collect, even before going to the expense
of hiring a collection agency or lawyer.

While making these moves, you can collect evidence in case
it becomes necessary to take the matter to court.

CALL THE DEBTOR
This method, handled properly, can have surprisingly
successful results. For best results, have another person
of the line to witness the conversation. In case the
debtor denies the call, you have a witness who can testify
otherwise.

WRITE THE DEBTOR
Write a letter that confirms and reviews all the pertinent
points of the telephone conversation. The goal is to make
your letter clear enough to make it stick in court.

IF THE DEBTOR IS A BUSINESS
File a complaint with the BBB or the trade organization in
which the debtor is a member. Make sure you stick to the
facts in order to avoid being sued for libel.



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