Unorthodox Credit Card Perks
In the credit card industry, card companies are always trying to come up with new ways to get business. While most card companies have rewards programs and other standard incentives, there are also some unusual perks that are thrown around from time to time. As a consumer, taking advantage of these perks can provide some unexpected extras and icing on the proverbial cake.
Unique Travel Options
While almost every card offers some kind of travel accommodations as a reward, some cards go above and beyond in this department. There are a number of exotic travel options that are available for specific cardholders. For instance, some companies have exotic getaways that are only available to cardholders. Others offer very unique trips, such as a two month cruise on a yacht that is only available to cardholders. Some of them come with luxurious touches like a personal chef or a masseuse on board at all times.
Airport Lounges
While they are still rare, a few airports have special lounges that are only available for cardholders of specific brands. Cardholders who have a particular card can get into these lounges during layovers and get special benefits. In crowded airports, this can be a way to get away from the crowd and enjoy time with only a few people in the airport. They may offer drink specials, appetizers or even live music from time to time.
Celebrity Events
Some credit cards give cardholders a chance to meet and greet celebrities. For example, a cardholder may be able to use his card to get into a special event before a concert or go to an acting class taught by a famous actor. In some cases, special music classes are taught by professional music artists as well. These events are only available to cardholders and are not open to the public.
Concierge Service
Some credit cards come with a personal concierge service that is available 24 hours a day. With a personal concierge, a cardholder can get special treatment at many different venues at any time of day or night. For example, with a concierge, a cardholder may be able to get into the VIP lounge of a popular club. He may be able to get reservations at a booked restaurant. A cardholder could get tickets to a concert that are hard to come by. While staying at a hotel, the concierge could book a tee time for the cardholder or handle his dry cleaning. There are very few limits on what a personal concierge can do for the cardholder.
Free Credit Reports
Many consumers want to stay on top of their credit scores with identity theft at an all-time high. Instead of paying $30 for a credit report every few months, some cardholders get access to free credit reports whenever they want. This makes it possible for a cardholder to download a copy of their credit report from any of the three major credit bureaus at any point. With this feature, cardholders can say on top of their credit scores and make sure that they are at the appropriate levels. If anyone opens an account in their name, or a payment is not posted directly to an account, the consumer will know it right away. This helps the consumer get the best interest rates and get approved for financing easier.
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