7 Ways to Find Discount Home Owners Insurance

In most cases it's pretty tough to get the right mone owners insurance policy, especially if the policy is cheap. However, I will give you some tips to find a good discount home owners insurance.Be Protected!It's pretty standard for companies to offer you a discount if you have things like burglar alarms or smoke detectors installed. If you have one that is connected to a third party monitoring company, that will save you extra bucks. Pay More On The DeductiblePay as much as you can on your deductible, and your premium will be lower. If you can pay something like $200 or $1000, you can bring that premium down as much as 20! Get More Policies From The Same ProviderIf you get it all together ? home, auto and whatever other coverage you need to get under the same company, you can save lots. You can chop off somewhere around 10-15 of your premium. It takes just a little bit of planning! Don't Smoke!If you don't smoke, you'll save cash. You could be able to save something like 15. See if the company you use offers a deal for non-smokers. Where's The Nearest Fire Station?There are some things in terms of location that can alter your premiums. If you're far from a fire station or fire hydrant, you'll pay more. If you live within city limits, you will pay less on your premiums, than if you live out in the sticks. What's The House Built Out Of?What your house is made if will make a difference in how much you pay. In general, wood houses carry higher premiums than good, solid concrete structures. No Trouble DiscountIf you haven't filed any claims for a couple of years, you might be able to save something to the tune of 15 on your premiums. Also, if you use the same company for a couple of years, that will look good and you can save bucks. Now, after I have provided you with a few pointers to help you save cash on your house you might be ready to buy your home owners insurance. Anyway, you should consult your agent. Most insurance agents also know of some tricks to get you out of paying piles of cash.

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