One Way to Use Discounts to Save Money.


by Anthony K Ray

Being a father today is not as easy as my own father had. When I was a child my father complained of gas over fifty cents and eventually a dollar per gallon! We had shorter vacations, our food changed, and the house got a little warmer during the summer and a little cooler during the winter. We purchased fewer clothes and I wore them longer. Shoes lasted longer. My parents were trying to save as much money as they could every day. My father spent time with me when he could but he also had to work more and look for other ways to provide more income. The point here is that I am doing all of the same things he did. I am a father of six children with three left in the home. I face today, the same decisions and frustrations my father faced: and then some. Gas has more than doubled. Most foods have doubled or tripled. I am feeding a larger family than my parents did. Schools want increasingly more items purchased by the family and cost more for the kids to be in the band or on the team. Movies cost more. Most of the time, I feel as I am funding the world.I have tried to understand what was happening to my father’s income and expenses and how to lower the cost of raising a family. I needed to spend less on each receipt. I started noticing one credit card on the market. This credit card performed very different from the others on the market. "Discover" began returning a portion of the cash spent by the consumer. This change in attitude changed the credit market! People began to understand that by using another card they were paying a little less for the same product at the same stores. Now there is a way of saving money without carrying around a set of coupons. The card acted like a permanent coupon. I have discovered another method to use this same attitude to my advantage. I am introducing a program where a My World Plus member has an opportunity to receive immediate "cash back" for the purchases made online. The World Wide Web has become a way of life for many people these days. I am online many hours just playing, but I have also begun to pay bills and purchase items online more than ever before. Faced with the same dilemma as before, now, I am able to still use the "Discover" card for cash back and receive more of a percentage back as well! With this program there are over 600 stores offering 1 - 20 of your money back in the form of credited points. The points are redeemable at 1 point=$1 USD. I am receiving cash back twice! I am even able to use the points as a gift card or to put them on a debit card that acts as a gift card. I am even able to receive any rewards from the other credit card companies because you use these cards for the purchases. After receiving points from a purchase, you can spend them at any other participating store. You’re not locked into spending the points at the original store. Companies such as "BP", Barnes

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