Incentives For Buying New Homes In Scotland Offered By Stewart Milne Homes

Spring is definitely in the air and with it lots of people's minds turn to moving home. While some potential buyers are hesitant to look for a new property in the current housing climate, those in the north east of Scotland have no excuse for stalling. Stewart Milne Homes has a host of generous packages available to suit all house buyers and make moving into a dream new-build home in Scotland not only hassle free but also financially viable.

The company's Deferred Payment Plan shared equity scheme is perfect for those who find their ideal home is just too much of a stretch. A deposit of only five per cent is required and an 85% mortgage reduces monthly outgoings, meaning that a four-bedroom home worth £439,995 can be bought with a mortgage of less than £373,995. Stewart Milne Homes holds the remaining percentage as an investment but the buyer owns 100% of the property. The balance is repaid either when the house is sold or after an agreed period of time.

The plan is available at the Kepplestone development in Aberdeen's West End, where the last remaining townhouses are available in a choice of four styles. These family homes offer bright contemporary designs with an open plan kitchen/family dining area, a large living room with double French doors and a Juliette balcony and four bedrooms, with fitted wardrobes and en-suite shower room to the master.

For those looking to get their foot on the first rung of the property ladder, Stewart Milne Homes' First Time Buyer Plan is definitely worth checking out. As well as a 90% mortgage, no Stamp Duty on selected properties and mortgage protection insurance, the plan also includes carpets, curtains, a home cinema system and a choice of furniture.

Silver Birches in Alford is one development offering this scheme and homes here begin from £185,000. The development comprises a collection of new homes ranging in size from two to five bedrooms. Stunning scenic views, the proximity of the River Don, sports facilities including a dry ski slope, skate park and swimming pool and an array of restaurants and shops make the market town of Alford a desirable place to live.

Available for a limited time, a collection of four-bedroom homes at Broadshade in Westhill is on the market minus the usual Stamp Duty costs, saving buyers up to £13,950. The selected properties come with carpets throughout and fully landscaped gardens. Comprising a range of two-, three-, four- and five-bedroom homes, the development is only nine miles from Aberdeen city centre yet enjoys a tranquil, relaxed setting.

Finally, those with an existing property to sell can rest assured with the Sell Your Home in Five Days purchase plan. The fast track service includes two independent valuations before Stewart Milne Homes provides a guaranteed offer for the customer's old home. Not only does this scheme remove any uncertainty about selling a home, the housebuilder also deals with the sale, so there are no fees or marketing costs to be paid by the customer.

The plan is ideal for growing families and is available at the Leathan Mews development in Portlethan, where spacious living areas, rear garden access via French doors, open-plan dining area and ample storage space, not to mention the easy commuter links to Aberdeen, make family life easy. Prices at Leathan Mews start from £249,995 for a three-bedroom home.

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