Are You A Work Addict?

The rate of interest on personal loans can be fixed or variable. In case of a fixed rate personal loan, the rate of interest remains the same throughout the loan period and consequently, the amount of monthly payments also remains the same.

Human desires are unlimited but the finance that one acquires always seems to be scarce.

The paycheque serves as the collateral for the purpose. Borrowers may get an extension in the term of repayment of payday loans.

A business loan can be secured by all types of UK business property, commercial and residential properties. Business Loans can offer up to 79% LTV (Loan to Valuation) with variable rates, depending on status and length of term.

Consolidation loans allow you to consolidate your monthly payments to several creditors into one, larger monthly payment.

Are You A Work Addict?

Work addiction is very common in our society today, yet it is not one that is not highly recognised.

An interesting article in the March edition of The Success Report published by Success Technologies stated:

"Of all the addictions receiving attention today (including alcohol, drugs, gambling and food) work addiction is perhaps the least recognised and possibly the most dangerous. This is because a work addiction is a compulsion that is rewarded and reinforced by society. In particular, it's rewarded by corporations that encourage overwork as the norm. The lure of work is increasing as innovative, flexible companies use and reward fewer people to get more accomplished.

Yet work addiction should not be confused with hard work; So how can you tell if you're just working hard or have crossed the line into work addiction?

When work begins to hurt, you're addicted, say specialists. But how can you spot the work addict among your colleagues? According to Workaholics Anonymous, these characteristics are common to compulsive over-workers:

The Characteristics of Work Addicts

They are usually in a hurry

They have a strong need to control

They expect perfection of themselves and others around them

They have difficulty in relationships

They forget birthdays and anniversaries

They are unable to relax and have fun

They are impatient and irritable

They suffer from physical problems usually brought on because of stress, poor eating habits and lack of exercise such as headaches, fatigue, indigestion, allergies, stomach upset, ulcers, chest pain, shortness of breath, nervous tics and dizziness

Talk to your financial lenders about how you can go about qualifying for these types of loans and you will be well on your way to paying down debt and living a debt free, hassle free lifestyle.

Secured loan helps borrowers in making the best use of the equity stored in his or her property that helps him in borrowing a larger amount of loan and that too for a longer loan term.

The loan amount is usually restricted to £25,000 because of the absence of any security for the lender. Consolidation Unsecured Loan loans are usually applied for by tenants and non homeowners who do not have a home to offer as security, however, this does not stop homeowners from applying for them. Since secured loans commits an assurance against the loan claim there is a huge market of loan lenders who are providing for secured loans.

Some of these like the credit check are necessary for determining the reliability of the borrower.

Addicted workers often try to do several things at once. They eat breakfast while balancing figures, return phone calls while typing on the computer, or read the business and trade papers while going over meeting notes. Work addicts also feel indispensable and are consequently unable to delegate. Yet as bad as work addiction can get, there is hope for the work addict:

Steps toward personal recovery

Take a time management course.

Reorganise your life so that work becomes proportionate to family, friends and self. Switch your focus to relaxation, exercise, nutrition and spiritual development. Slow your work pace and also learn to eat, talk, walk and drive slower.

Learn to relax through massage or relaxation exercises.

Work in moderation and keep regular hours.

Set boundaries between work and personal life. Strengthen family ties through shared activities and rituals. Renew old acquaintances and join social clubs that don't include co-workers.

Learn to live in the present, truly listen to others and as trite as it may sound stop and smell the roses. "

The Final Word

Work should be enjoyable and satisfying, not just a means to earn a living. However, when it gets to the point where it affects your health and you find you have little time for your personal life, then it's time to take action and do something about it. If you are serious about moving forward much quicker than you would on your own, call us on (03) 9532 5497 to see how personal coaching will dramatically enhance your life. Whatever you do, do something now! Take that first step

A business loan is designed for a wide range of small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of commercial investment.

The amount involved in a payday loan is relatively less. The amount ranges from £80 to £500. A payday loan is so fast in approval that a borrower gets the amount immediately on the day following the application.

Credit card debts can mount up and get out of control quickly, you can reduce them today! Loans are supposed to help you with certain financial interruptions. They must not be a way of life.

Bridging loans can be used to fill in the cash shortfall existing in a property transaction and many more. Each loan has different features; you can find the loan you are looking for from the vast number of loans offered by lenders.

The Federal Direct Consolidation loan is a consolidation of one or more federal loans combined into a direct loan. A single monthly payment is made to the U.S. Department of Education.

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