How To Protect Your Computer Against Identity Theft
Identity theft is a very real, very serious threat in today's society. The number one method thieves use to access your personal information is through your personal computer. This method of identity theft can be accomplished through a computer virus, computer worm, or computer hacking. Here are some brief tips on how to lower your risk of being a victim of identity theft while surfing the web.
First, it's essential to update your operation system and web browser frequently as software developers will often find and seal security loopholes and you must update to receive these patches. This is especially important for users of Microsoft Windows and Microsoft Internet Explorer, as they are the most frequent targets of security exploitation.
Additionally, it is essential to install computer virus and spyware protection and keep them updated. Computer viruses and spyware can allow a hacker to obtain your personal information and passwords. They can also be used to monitor all your computer activity. Often the infection comes from an e-mail or file which you open without realizing it.
Ensure that the antivirus and spyware remover you choose are well supported. The most popular antivirus software suites are Norton and McAfee. They may cost more money, but are the most reliable way to ensure the highest level of protection possible. The latest antivirus software generally includes spyware detection in its suite, but there also several spyware tools such as Ad-Aware which are available for download free of charge.
A software firewall can also be a valuable tool. Software firewalls create barriers between your computer and worms and Trojan horses. Trojan horses are files which appear legitimate but actually give hackers a “backdoor” into your system. Worms are aptly named for their ability to “worm” their way into your system and give hackers similar access. For basic protection, a firewall is included with Windows XP. It is recommended, however, that you use a more sophisticated, third-party firewall such as BlackICE from ISS.
Understand whether the medium you are transmitting your information through is secured or unsecured. E-mail is not a secure medium! Websites are not secure unless the address starts with “https” instead of “http.” Additionally, a lock should appear at the bottom of your browser page indicating that information you transmit will be secure. Personal and account information should only be transmitted using these sites. Information sent through e-mail and unsecured websites can be easily intercepted.
When your computer asks if you wish to save or store usernames or passwords, you should say no. The stored information can be used by others to access content which you intended to keep private.
These are some of the most important measures that can be taken to protect your computer against invasion. Nothing can make your computer completely secure, however. If you have a permanent internet connection such as a cable modem, it is recommended that when you're not using the computer you turn it completely off to limit access hackers will have to the system.
About the Author
This article on identity theft is sumitted by A. B. Easton, on behalf of www.idtheftinfosite.com.
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