How Much Will a Motor Insurance Quote Go Up With Points?
The Truth About Motor Insurance Quotes
Q: I made a mistake, and was booked for it. I have 2 points on my license, and my insurance requires me to inform them of any infractions. Can you tell me how much will my motor insurance quote go up due to this?
A: If this was your first violation and you have maintained an otherwise clean driving record, then your motor insurance quote might even remain the same. But that depends on the insurance company you are buying from. If you’re a regular customer, then you can press the insurance company not to raise your quotes.
If you have a history of violations, are a young driver, or have made insurance claims regularly, then an at-fault incident can raise your insurance costs because the insurance company will consider you a high-risk driver. How much the prices are raised depends on your insurance company, but they are always negotiable.
At the time of renewing the insurance remember to negotiate the insurance quotes with your insurance agent. There is a lot of power in the hands of the insurance agent. Particularly, if he or so is associated with the insurance company since a long time. They can help you get a lower motor insurance quote.
Lastly, we strongly recommend that you do some comparison shopping online and obtain auto insurance quotes from several other companies. This will give you an idea of the rates that other providers are offering and there is a very good chance that you could be saving money on your premiums.
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