Pocket-Friendly Study Abroad Insurance Best Fit For Students

It's no longer "Go West" for students. Students travel all across the world for studies these days. While the U.S. is known as a higher education destination, several American students travel abroad to study, typically in short programs. Whether to or from the U.S., international students will do best to purchase adequate international student insurance.

While international students arrive in the U.S. to study, American students like to study abroad too, with most of them preferring Europe, according to a recent study. As students enroll in various programs, educational institutions try hard to ensure that students are well prepared for their study, right from the proper courses, to orientation toward the local culture, to ensuring good health, with adequate study abroad insurance.

Study abroad insurance can be purchased from the U.S. itself, and plan features are very similar to a short-term travel insurance plan. However, some features of the plan make it especially suited for students studying abroad.

When a student falls sick, their study abroad insurance plan, such as the Patriot Travel Plan, kicks in. The plan covers inpatient and outpatient care, and includes emergency services in its schedule of benefits. The plan offers six different maximum benefit amounts, but the student must balance the benefit maximum with the deductible she/he can afford.

While medical benefits are the main benefits of a medical insurance plan, other benefits might be even more useful. Plans generally cover short trips made home while studying abroad. Plans pay for emergency medical evacuation and the sending of remains back home, in case of the unfortunate death of the student while abroad. An adventurous sports rider ensures that the outdoors student is still able to have fun.

While most students do not need such cover, some study abroad insurance plans do provide cover for the sudden recurrence of a ore-existing condition. Plans might also include travel assistance services and benefits for lost luggage and identity theft.

While the list of benefits is long, there is also some care that is not covered. Some of these are pregnancy, pre-existing conditions, regular doctor visits, dental care (with a few exceptions), and eye care. The plan can be renewed for up to two years, but their best use is for short trips, and that fits in with the pockets and intentions of an international student abroad

Study abroad insurance can be purchased easily with a click of the mouse. Plans also have student-friendly rates, and with the various benefits available, study abroad insurance can be chosen and purchased hassle-free, just the way a student likes it!

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