Calgary Auto Insurance: Avoid Problems to Keep Your Rates Low
Regardless of the Calgary auto insurance policy you are considering, maintaining a clean driving record and being a responsible driver is the best way to secure a reasonable rate each month. Most drivers do this instinctively, however, it's never a bad idea to remind yourself of the following tips as you roll on down the road.
• Slow down: Speed kills and reduces the amount of time you have to react to a potential problem in the road.
• Pay attention: Never talk on the phone, eat, drink, or allow yourself to lose your focus on driving. Remember, your responsibility is to keep the vehicle you are driving under control.
• Be patient: Aggressive driving is a leading cause of accidents, and there is no place for it on the road or in the parking lot.
• Use your turn signals: Make sure to signal turns so that other drivers have plenty of time to react to your movements.
• Avoid bad weather: There are times such as going to work or emergency situations when you can't avoid it, but if you can, stay home and snuggle up in front of the fire instead of going for a drive in bad weather.
• Maintain your vehicle: Headlights, tail lights, tires and critical components should always be in good condition and functioning properly.
• Wear your seat belt: Studies have shown that people involved in serious accidents have a far better chance of survival if they are wearing their seatbelt.
• Be a courteous driver: Allow people to pass, dim your highbeams for oncoming traffic, and never tailgate a slower vehicle.
• Never drive when impaired: Physical conditions, alcohol consumption and prescription medications can all impact your ability to operate your vehicle. Don't risk it and give someone else the keys when you are unable to drive.
• Be prepared for the unexpected: Weather can change, car parts can start to rattle, and road conditions can shift unexpectedly. If the unexpected happens, be sure to adjust your driving accordingly.
• Be mindful of other drivers: Nothing is more unpredictable than other drivers on the road. Stay alert and keep a close eye on other vehicles around yours.
• Obey the law and heed advisory signs: Speed limits, stop signs, and signs alerting you to curves, inclines, etc. are there for a reason. Never challenge them or assume they are merely "suggestions."
• Get to know your vehicle: Read the owner's manual and know where all the bells and whistles are located and how you are supposed to use them.
• Prepare your vehicle for driving: Each driver is different and mirrors, seats, etc. all need to be adjusted before the key is put in the ignition.
Bow Valley Insurance Brokers in Calgary assists our clients in finding the Calgary auto insurance policy that fits both their budget and their needs. We provide free rate comparisons and will never pressure a client to purchase a policy that isn't right for them.
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