2 Saving Tips on Scottsdale Insurance

If you are like most people when it comes to insurance you probably buy it and forget it. Acquiring an insurance policy is normally not the most exciting part of anyones to do list but it is a must. When you purchase a Scottsdale insurance policy there a couple of things you want to do and continue to do to make sure you are not overpaying.

Lower Your Scottsdale Insurance

Tip 1

When you initially purchase a policy you need to make sure you are capitalizing on all available discounts. Insurance companies all offer different and unique discounts so it is important that you ask what discount are available. The majority of companies have the normal discounts like being a homeowner, multi-policy, low mileage, etc. However a lot of companies have unique discounts that you may not even know about like a GM employee discount, alumni discount, occupation discount, etc. If discounts are not brought up then make sure you ask. Missing out on something could mean you miss out on 10 percent or more of savings.

Tip 2

The next tip to make sure you schedule an annual review. This is important for a couple reasons. The first one being that your circumstances change. As your life changes you need to update your policy to reflect that change. Lets say you get married for example. If your now spouse was already on your policy so don't bother telling your agent you may be losing out on a lower rate. Married couples tend to be rated lower than single people. This is just one example but the point is that when you have any sort of change in your life you need to notify your agent. Making the change will make sure your coverage is changing with you and you may end up receiving a lower rate as a result of the change. As a rule of thumb even if things have stayed the same it is a good idea to get into the habit of doing an annual review on your Scottsdale insurance just to make sure that you are not missing something.

For most scheduling time to deal with insurance is not the most glamorous use of time. However it is something we all must do. In order to make sure you are not overpaying remember to ask for all the discounts when setting up your policy and do an annual review with your agent and you will be on your way to lower rates on your Scottsdale insurance policy.

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