Calgary Auto Insurance For the New Driver

Calgary auto insurance can seem complicated, and there are a lot of options out there for the consumer. As a new driver, the amount of information and effort involved in getting your license can be overwhelming enough, never mind obtaining insurance and registration. The vast majority of new drivers, however, are young enough to still live under their parents’ roof, and therefore often it’s the adults in the household who take on the responsibility of insuring their young driver.

<p>Even if you don't have driving age children in your household, you might very well have younger ones now approaching 14, or even now have unlicensed youths working in your place of business. If you are like most adults of a certain age, it has been a long time since your first driver's license test. A lot has changed since you were the driving nightmare of your own parents, and Calgary auto insurance for new operators has changed. Nowadays, new drivers must go through what is known as graduated driver licencing.</p>

<p><strong>Calgary Auto Insurance - Graduated Driver Licencing in Alberta</strong></p>

<p>Today, for Alberta's new drivers, regardless of age, Graduated Driver Licencing is the order of the day. Beginning as young as age 14, prospective Albertan drivers can apply for a Class 7 "Learner's Licence." All that is required is proof of the requisite age and to pass a vision and hearing test. Learners must be accompanied by a licenced adult, 18 years or older, who must occupy the passenger seat up front. Learners are not allowed to drive between the hours of midnight and 5 AM, nor may they have any level of detectable alcohol in their bloodstream. A learner may also not carry any more passengers than can be secured by working seat belts.</p>

<p>In order to move onto the second stage and become a "Probationary Driver" with a Class 5-GDL, one must be at least 16 years old and have held their Learner's Licence for two years. An advanced road test must be passed. The Class 5-GDL then drops the licenced adult accompaniment and night driving restrictions. The passenger limits and alcohol restrictions remain in force.</p>

<p>To become an unrestricted Class 5 licenced driver with access to further licencing opportunities for commercial vehicles and other endorsements, one has to have held the Class 5-GDL for a minimum of two years and pass the basic Class 5 road test. Thus, if one received their Learner's Licence at age 14, it will take four years to earn an unrestricted license. For any other driver it will take two or three years, depending upon whether they started at 15 or past 16 years of age.</p>

<p><strong>Calgary Auto Insurance From Godfrey-Morrow</strong></p>

<p>As you can see, just because a young adult or teenager may be driving doesn't mean they are anywhere close to being fully licenced. And, their Calgary auto insurance rates will reflect their level experience. If you have young or new drivers working for you, always be sure to check the level of their licence to ensure they are legally able to operate a vehicle alone. </p>

<p>Adding young or probationary drivers to your personal or commercial Calgary auto insurance will be an event that triggers a needed free quote for your coverage needs. Shop around, or have an experienced insurance broker do that for you!</p>

<p>You can always count on Godfrey-Morrow to make insurance companies compete for your business!</p>

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