How to Get Medicare

Have you reached retirement or have you incurred a disability that prevents you from actively being able to work to earn money to support yourself and your family?<br><br>Then you may want to know how to get Medicare benefits. Medicare is a government-mandated social security benefit that provides discounted medical insurance to two groups of people:<br><br> 1. Those who have reached the age of 65 or older - You must be a US Citizen or a Green Card Holder, and must have lived in the United States for at least 5 consecutive years in a row.<br> 2. You have one of several qualifying disabilities, regardless of age. Therefore, if you have one of the illnesses as specified by the Medicare program, you are eligible for Medicare coverage benefits. Age is not a discriminating factor in establishing eligibility for how to get Medicare benefits in these circumstance.<br><br>If you are able to meet the government's low-income qualifications, you may be eligible to receive government assistance to help pay for your Medicare premiums. Contrary to popular belief, Medicare isn't free. If you want to know how to get Medicare free, you could seek government assistance through the Medicaid program (Not to be confused with Medicare. Medicaid and Medicare are two completely separate things.)<br><br>There are different "parts" to the Medicare program:<br><br> * Part A - Hospital insurance - This is normally premium-free.<br> * Part B - Medical insurance - This normally requires a monthly premium, although you may qualify for government assistance, as mentioned above.<br> * Part C - Private insurance - This replaces Parts A and B.<br> * Part D - Prescription drug program - Anyone who is already enrolled in Medicare parts A and / or B are automatically eligible for enrollment in the Medicare prescription drug program, which entitles you to significant discounts toward your prescription drug costs.

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