Comparing Breakdown Cover To Other Insurance Types

Breakdown cover is of course a type of insurance to cover you should you breakdown in your car or vehicle. But unlike other insurance policies has a much simpler and less critical calculation factor, to establish your yearly cost. Take car insurance for example. To order to calculate any years premium a minimum set of questions will be asked all of which will make a difference to how much you pay. Questions like the size of your car, where you live, have you had any accidents, have you any fines such as speeding, the value of your car and how many claims you have had, these are just examples of questions you will be asked. Even home contents insurance will ask specific questions like your postcode, how big your house is to ascertain the risk factor to give you an insurance quote. When you compare this to how your breakdown cover payments are, you find a much simpler equation. In most cases it doesn't matter what type of car you drive, how old you are or how old it is. It doesn't matter what your postcode is or even how many claims you have a year. It seems those companies who offer car breakdown cover have kept It the way it was offered by the motoring organizations of over 100 years now, and that is paying by he type of breakdown cover required rather than personal circumstances. Making a comparison of how different types of insurance are calculated in different ways, you can't wondering what would happen if all car insurance or home contents insurance was calculated in this same way. Would everyone