Russell Simmons and the Prepaid Rush Card
You don't see very many celebrity credit cards out there. Tiger Woods has Nike, Maria Sharapova has Sony but a credit card? If you're Russell Simmons, co-founder of Def Jam Records who has artists like Jay-Z and Rihanna under contract, you can say that you are one of the few who has their own credit card.
Don't be fooled, though. This isn't really a credit card. Much like the Walmart Money Card, this is a prepaid card. In order to have spending power, you have to load money on to it. The money you put on the card is your credit limit.
Because this is a prepaid card, you can't be turned down for any reason. There is also no credit check so if you have damaged credit, this may be the perfect card for you.
By going to their website, you will find a schedule of fees right on the homepage. This is a welcome sight since most card companies try to hide the disclosure of fees. It only costs $19.95 to open the card account and providing you stay away from ATMs, most account maintenance activities are free.
How do you put money on your Rushcard? There are a variety of ways. The easiest is by direct deposit. Have your paycheck deposited directly on to your card. You can also wire money using the Moneygram service, fund your account through PayPal, or if you're looking to do it old-school, you can send a check in the mail.
By going to their website, you will find everything you need for account maintenance. Just log in to find all of your card information. You will also find a refer a friend program where you will be credited $5.00 for every friend you get to sign up.
Although this card is nearly risk free, one must watch out for the fees involved. In this case, it pays to forecast how much cash you will need in your pocket each week. ATM fees on this card, while about normal compared to other cards, can add up quickly so try to avoid those ATMs altogether.
The job of keeping track of your account balance is made even easier since the Rush Card allows you to check your balance online, by phone or even set up alerts on you cell phone. These services are all free of charge so there is no need to drive to the nearest ATM for account maintenance services.
Finally, don't forget to stop by the website frequently for their monthly contests and special offers plus an informative section of articles dealing with consumer spending tips that are sure to teach you something new. The Rush Card is committed to your financial health.
To apply for this card, go to the Rush Card website and apply online. Nobody gets turned down but the $19.95 activation fee is paid by everybody who opens an account. After applying, think about how you will fund the card and from there, take it out in to the world and spend!
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For a further review of how the prepaid Rush Card works visit us at http://www.yourbadcreditcard.net/rushcard-prepaid-card/
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