Chicago Auto Insurance Costs - Helpful Information Regarding Chicago Auto Insurance Costs
The Truth About Chicago Auto Insurance Costs
Q: I just moved to Chicago and auto insurance seems very expensive here. Do you know what the average policy for auto insurance in Chicago costs?
A: According to the latest available data the average driver in Illinois spends $964 dollars per year on car insurance. In the city of Chicago auto insurance is even more expensive. The minimum coverage you are required to have in Illinois is $20,000 dollars for the injury or death of one person, $40,000 for the injury or death of two people, and $15,000 for damage to property owned by someone else.
We got a quote from three different agencies on how much a policy would cost for a thirty year old male with an excellent driving record and the average quote was $1120 dollars per year for the basic required coverage.
Your auto insurance in Chicago will be higher than in many other parts of Illinois. This is due to the higher than average theft and accident rates in Chicago. Some ways you can reduce your premiums are to:
*Shop around for the lowest quote.
*If you do not drive many miles per year find a company that offers low mileage discounts.
*Purchase an anti-theft device for you car.
*Some companies offer safe driver bonuses. If you have a good driving record be sure to shop around.
Many drivers fall into the trap of becoming lazy and not shopping around for quotes from different auto insurance providers. We strongly encourage you to do some comparison shopping online, even if you feel you have already found the best deal on coverage. You have absolutely nothing to lose, and you might be surprised at just how much money can be saved by doing so.
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