Collision Auto Insurance - What You Need to Know About Collision Auto Insurance
Collision Auto Insurance Tips and Advice
Q: I was just wondering what the difference between collision auto insurance and comprehensive auto insurance is. Can you explain it please?
A: We will be happy to explain the difference between collision auto insurance and comprehensive auto insurance to you.
Collision auto insurance basically covers your car in the event that your car is damaged in a collision with another vehicle or an object. Collision insurance will typically cover your vehicle regardless of who may have been at fault. This is useful because you do not have for an "at fault" determination to be made before getting your car repaired.
Comprehensive auto insurance, as the name suggests, covers your car regardless of how it was damaged. A word of warning may be in order here though; your definition of comprehensive coverage and your insurance company's definition of comprehensive auto insurance may differ greatly.
They may think replacing your priceless Ming Dynasty jewelry that was stolen out of your unlocked convertible is not their responsibility while you may think this is perfectly a reasonable expectation.
To avoid confusion later make sure you read the policy very carefully before you purchase it. This will leave you with a clear expectation of what to expect from your insurance company.
We hope this explanation of collision auto insurance and comprehensive auto insurance answered all your questions.
Remember, when it comes to buying car insurance, it's vital to obtain multiple quotes and then compare the coverage and price on all of them. This will guarantee that you get the best deal possible on your auto insurance policy.
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