Insurance for the yoga professional
Whether it was the sense of calm, the health and vitality, or the more spiritual aspects that can come with one’s yoga practice, one or more of these benefits—and perhaps a long list of others—drew you to become a yoga instructor. Helping students reach these same benefits through yoga can be one of the biggest sources of satisfaction for yoga instructors of all kinds.
During your quest to plant roots and grow as a yoga instructor, the business components of starting a school or working as a professional yoga instructor likely never crossed your mind, or at least not very often. Few yoga professionals enter the field hoping to become business experts as well.
However, dabbling in a bit of business sense may be necessary for the yoga instructor looking to open a school or set himself or herself up for success as a staff member in another person’s facility. Here, we will focus on one factor of working as a yoga instructor that can serve as a solid foundation for your business, in whatever form it may take.
This factor is yoga instructor liability insurance, and it is as an important component to have in place before you begin your work as a professional yoga instructor. Professionals in fields across the spectrum have liability insurance to protect them from the unpredictable nature of working with the public. You never know when someone might slip, trip or fall or make a claim of damage or injury, which are among the reasons liability insurance even exists.
Yoga instructor liability insurance is made to protect you against these very scenarios and so many more that you may not even be able to imagine. In one strong yoga instructor liability insurance policy, you should get coverage for a wide variety of the occurrences that would call for protection.
For example, your yoga instructor liability insurance should contain general liability coverage, which is there in case one of your students or staff members slips, trips, falls or otherwise has an accident on your property. If this happens, and the person who gets hurt decides to sue you, you will need general liability insurance to cover the fees and keep your business and finances protected.
Your yoga instructor liability insurance policy also should contain malpractice liability insurance. This is there in case a student claims damage or injury due to a lack of skill or competence on your part. For instance, a student may believe that one of the poses you included in a recent class caused an injury and decide to sue you for negligence. Although this may sound far-fetched, liability insurance is around for just such occasions.
Your yoga instructor insurance should include several other segments of protection, from product liability insurance to reimbursement coverage for lost or stolen work equipment and more. Securing such a strong policy can be the first step toward building a solid foundation for your career as a yoga instructor.
Fortunately, getting yoga instructor liability insurance in place doesn’t have to be confusing or pricey, and with it comes a lot of peace of mind.
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