Top Mistakes Made When Purchasing Mexican Auto Insurance
Thousands of North Americans plan on driving to Mexico for vacations without thinking about the need for auto insurance for Mexico. Mexico auto insurance, purchased from a Mexican domiciled insurance company, is required for driving into Mexico. A U.S. or Canadian auto policy is not valid in Mexico. When one realizes this, several common mistakes are made when finally getting to purchasing Mexico auto insurance.
1. Not checking the A.M. Best ratings. A. M. Best is a full-service, credit rating organization that focuses on the insurance sector. You should expect your Mexican auto insurance policy to be with companies with ratings of A++, A+, A, A-, B++ or B+. There are many scrupulous companies that regularly get failed by A.M. Best, so buyers beware!
2. Purchasing Mexican auto insurance at the border - es no bueno! A perilous by-product of forgetting about Mexican auto insurance until the very last minute is having to buy it at the border, a situation that is almost always no bueno, or no good! The border is a haven for scams, so the less time you spend there, the better.
3. Underestimating the length of the Mexican auto insurance policy. When you are on a road trip, time ceases to exist and things like schedules become hard to pin down. A trip that was supposed to end in two months gets extended to three or four. Longer policies are often cheaper than shorter ones, so buying a longer Mexican auto insurance policy to cover those unexpected delays can end up saving you a good deal of money and the hassle of having to extend your policy over the phone while in Mexico.
4. Choosing a policy that does not include roadside assistance. Would you travel the highways of America or even your own hometown without roadside assistance? Seems ridiculous to even consider, yet many Mexican auto insurance policies don't even offer it! Many do, however, so make sure you get your Mexican auto insurance policy from a company that does.
5. Not purchasing 'vandalism' and 'partial theft' coverage. Theft and vandalism can occur no matter where you are. A Mexican auto insurance policy that does not include the option to purchase vandalism or partial theft coverage is greatly lacking in quality protection. If this option is offered, be sure to add it to your Mexican auto insurance policy to avoid costly mishaps when you are down south.
Your Mexican insurance policy is the only protection you have for your vehicle, and your property, while you are in Mexico. It is important to choose wisely and avoid making common mistakes that can cost you dearly in the end. Make sure you are dealing with a company who offers quality Mexican auto insurance policy. With the right coverage, you can completely relax on your next road trip to Mexico, secure in the knowledge that no matter what happens down south, your insurance company has you covered.
About the Author
Written by: http://www.Mexpro.com For a free, no obligation coverage analysis and quotation, with the option to purchase and print your policy online, please visit: http://www.Mexpro.com.
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