College Grads - Maximize Your Benefits
So you’ve graduated from college. Congratulations, that’s no small feat. Now it’s time to roll out the resume and dive headfirst into the job market. Chances are you’ll endure your share of interviews and meet a few nice and not-so-nice people along the way before you get that first job offer. When it comes, it’s time to celebrate. Your four (or more) years of hitting the books have finally paid off. The company will likely hang an enticing salary number in front of you. However, before you bite, make sure to look “under the hood” of that company. Sure, the salary might look nice, but make sure to pore over their benefits package before signing on. A lucrative package can be worth thousands more to you in the long run than just your salary. Meanwhile, a healthy pay rate with shoddy benefits could cost you dearly.Generally speakingStart by talking about generalities. Do you have to sign up for the entire package or can you pick and choose your benefits? Who’s covered? Is there a monthly fee? When do benefits kick in? Are they taxable? All questions you should ask before signing up for anything. Medical, Dental
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