Eat In and Spend Less On Payday Loans


by Rebecca A. Smith

With the holidays quickly approaching, you are no doubt thinking about the impending expenses to come. Gifts, decorations, and family meals are just some of the numerous money drainers that this season brings. In order to afford the expenses that come with the holidays and partake in the revelries, you may consider either taking out a payday loan or cutting costs elsewhere - but where?

A regular expenditure that quickly builds up is the cost of going out. Specifically, eating out at restaurants, although entertaining, can get pricey. By choosing to eat in, you can save some much needed cash and avoid taking out a payday loan.

One of the primary reasons why someone would be hesitant about cutting out such expenses would be the possible impact it would have on one's social life. Restaurants can be a great place to meet up with friends and share a meal, or have a date night with partner. Many people think that taking away the restaurant aspect will likewise take these experiences away. However, this need not be so. You can cut down on going out to eat and still have a thriving social life.

Instead of inviting a friend to a restaurant, why not invite them over to your house or apartment? This can be a great way to have a fun dinner with your friends, as your house is a more intimate setting than a restaurant and not constrained by the same social rules. You can laugh as loud as you want, play a board game afterwards, and not feel obligated to leave after an hour or so. You can make it a potluck in order to reduce cost even further. This is a good way to bring a little variety to your social dinner while saving money, thus keeping you from the payday loan office.

A restaurant can be a nice place to take a date, but that does not mean that it is the only place to go. Once again, you can choose to have a date night at home instead. This way you can create your own atmosphere, rather than having to find a restaurant that suits your mood - place the candles where you want, make a customized play list, and have a personal romantic evening with just the two of you. You can make the evening even more romantic by finding out your date's favorite dish to prepare.

Finally, although they are often held at restaurants, social events such as birthdays and celebratory dinners are best when they take place in the home. By hosting such affairs in the house, you can save a significant amount of money and cater the party to your liking. Restaurants often charge a large sum just to reserve a table large enough to host your guest. This, in addition to the cost of food and drinks, can make the bill quite high. On the other hand, a homemade cake and barbeque can be just as delicious, and significantly cheaper, than restaurant food.

Additionally, by entertaining at home instead of using a payday loan, you and your guest have the leeway to enjoy the party as you wish, rather than confining yourselves to a specific chair for multiple hours. This is particularly true if such events are in honor of children, as they are given more freedom to play and celebrate as children do. Thus, by choosing to eat in rather than go out, you can save money and have more money to enjoy the holidays.

About the Author

MyCashTime Online Cash Advances are not set up to be used for debt relief. They are small short term loans used to help with emergency costs when the next pay cycle is still a few days away. Visit http://www.mycashtime.com for more information about these cash advances.

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