Do It Yourself Beauty Tips May Keep You Off The Payday Loan Website
People frequent online payday loan lender websites for a variety of reasons--a bill arises between paychecks, unexpected medical costs pop up out of the blue, or the car suddenly needs a repair. While all these reasons can send individuals to the payday loan lender, many less obvious circumstances might be encouraging loan dependence, such as overspending on regular beauty care and maintenance.
It has been well established that women in the 24-40 year old age group use these services more than any other demographic. Although no one factor determines loan usage amongst those in this demographic, many have argued for the different reasons why women are more susceptible to rely on payday advances: having to care for children and low average wages are leading causes that factor into women's prevalent loan reliance. However, overspending on a regular basis likely leads to utilizing these services, regardless of sex or gender.
So what are women spending their money on? In addition to the necessities of daily life and family care, women tend to spend a lot of money on beauty maintenance.
The modern era demands a lot of women. Often, a woman assumes multiple roles: a mother and an employee (or employer), a wife and a friend. With these roles come expectations, both in terms of behavior and physical presentation. A career woman, for example, is likely expected to maintain a certain level of sophistication and professionalism in her demeanor and appearance. Yet these expectations span beyond the workplace. While there is nothing wrong with taking care of one's appearance--in fact, doing so can be a very liberating, confidence boosting, fun activity--getting into debt to fund expensive beauty care is detrimental to one's financial health.
There are many things that women can do themselves to reduce the cost of beauty care while still maintaining the image that they wish to project. Below is a list of do it yourself beauty tips that may help reduce payday loan reliance.
*Instead of visiting a pricey day spa for skin treatments, mix up your own facial mask with nutrient rich (and inexpensive) products, such as avocado, honey, yogurt, banana, and olive oil. A variety of at-home facial mask ideas can be found online, free of cost.
*Regular nail maintenance can add up quickly. Manicures and pedicures can run from ten to fifty dollars, depending on the salon and are generally required pretty frequently. Instead of paying a professional to paint your nails, invite a friend over for a 'girl's night' in. By doing each-other's nails, you and your pal can save a bundle and spend quality time together.
*One of the most costly aspects of a woman's beauty regimen is hair care. While many aspects of hair care are better left to professionals, including cuts, highlights, and straightening treatments, women can save money on trips to the hair stylist by caring for their hair in between the essential visits. For example, covering roots is an easy task that can be done at home for about ten dollars, while bang trims are also easily manageable for most women and free of charge. Doing these smaller hair tasks in between salon visits can save upwards of hundred dollars a month, depending on how often a woman touches up her gray or requires a bang reshaping.
By taking their beauty regimen into their own hands, women can save money, look great, and potentially reduce payday loan reliance.
About the Author
MyCashTime Online Cash Advances are not set up to be used for debt relief. They are small short term loans used to help with emergency costs when the next pay cycle is still a few days away. Visit http://www.mycashtime.com for more information about these cash advances.
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