Car Insurance for The L Plate Driver
{{{Automobile Insurance and Youthful Car Drivers|Automobile Insurance For New Drivers|Young Drivers and Insuring Them|Car Insurance for The L Plate Driver}}}
For many teenagers, passing your driving test for the first time can be something you will never forget. After working hard and practicing for months, you will feel elated once you pass. Purchasing your first car will also be a moment to remember. Obtaining reasonably priced insurance, however, can be quite a frustrating task. Because you are so young, insurance companies tend to charge you an exorbitant amount, and some companies don't even offer coverage to anyone under 21.
Even if you are secure in your driving skills, it is unlucky that you're part of a group that is more likely to get into accidents. There are many components to this, like age and experience, which can affect the price of your car insurance rate. Youthful car drivers should get off on the right foot with insurance companies by being aware of these things:
Car Choice - starting off in a vehicle with a smaller engine size could help convince insurance companies that they are indeed less of a risk even though it might not be the hot rod they expected.
Parking your car -- This may sound odd, but the location of where your car is parked at night may change your car insurance rate. If your car is parked inside a safe garage at night instead of on a road somewhere, this may appear to lessen damage or theft problems and can give you a more affordable insurance premium.
Additional Training-Many young drivers decide to take a PassPlus course so that they can reduce the cost of their car insurance when they first start driving.
Using PassPlus, young drivers will learn the more difficult driving techniques. Some topics the course will cover are: how to drive in different weather conditions, night driving, and driving on motorways. It is also important to compare various insurance companies. It takes time but can save a significant amount of money. Don't sign up for the first policy you come across. It may not be the best priced. With courses and a little research, young drivers can decrease their chances of an accident and save the hassle of filing and insurance claim.
About the Author
Maria is a part-time columnist writing about the finance sector, whilst working on Green Flag on behalf of eComparison.
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