LOAN LIST
The loan list is a special class of credit, in which it is possible to obtain money with the personal guarantee of the future income. The loan list usually has two classes: a) The list advance payment.b) The list loan. In both cases the standing order of the list will be an essential requirement to be able to accede to this type of loan. In addition the time in grade, the type of contract and other factors, that assures the stability in the use, will be important factors facing obtaining the authorization of this credit. The list advance payment consists of which the financial organization advanced the amount of several lists, generally between one and six, with an awkward person of 6000 to 12000 euros and a period of return of between 3 and 12 months. This type of advance payment on list usually presents/displays the advantage of the non existence of interests; only the organization will load on this credit for expenses percentage of commission, call study commission, which can oscillate between the 1 and 2.5. These commissions on the loans also have minimums, accrued interest based on the quantities of the credits, can be indicated with general character between 25 $ and 50 $The loan of list in strict sense does not stop being a personal loan, generally a loan to the consumption. In this case the amount of the credit usually arrives at an equivalent one to 10 or 12 monthly with maximums from between 25,000 and 50,000 €. Structure the typical credit operation, reason why the terms of return usually are quite ample, of between 48 and 60 monthly.The loan list is a product that supplies the possibility of obtaining a credit in preferred or special conditions, the financial organization awards and tries to fidelizar of this form to its clients, specially to those who they have already domiciled his list. Nevertheless if the list responds to a stable work, is easy to renegotiate with the organization that supplies the most advantageous conditions, in exchange for materializing the commitment to domicile the list to them.
About the Author
J M Sanchis is webmaster cybercredit, he's a author articles the financials, speciallity to: loans, credits, mortgages, an extra money. Visit their website at: http://www.cybercredito.com
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