What if a Bankruptcy Attorney Won't Take My Case?
No. It's a word you will not hear from a bankruptcy attorney, especially if they offer you a really low rate. Should attorneys perhaps use the word "no" a little more often? Maybe. So if an attorney is inclined to decline, what are the reasons they would have to do this? There are two general types of cases that a bankruptcy attorney may not take.
Cases with no real debt
If you don't have debt then why are you looking to file bankruptcy in the first place? Bankruptcy is a complicated process and a hefty time commitment. If a client does not have a lot of debt they may be pointed to another option. The federal bankruptcy court regultates bankruptcy fees. What is the point of filing if someone has debt that is near the amount of those fees? If bankruptcy isn't a client's best option, an attorney will probably not take their case.
Too many unsuccessful bankruptcy filings
When a client has filed too many bankruptcy cases that have been dismissed for whatever reason, attorneys may not wish to represent them. You will probably have the same results as before if you have filed for bankruptcy in the past and had it dismissed. If is going to approve your case they will want to see that you are serious about completing a case from start to finish. Many will think you lack dedication if you have been denied in the past. When an attorney files a case they put everything on the line and stand behind their client 100%. When cases get dismissed, professional reputations can take a hit. An attorney will always be happy to help someone who wants to help themselves. If you aren't serious about doing that it will be hard to find a quality, experienced bankruptcy attorney to take your case.
You've already filed bankruptcy
If your case has already been filed many attorneys will not want to represent you, this is because attorneys like to do things their way. If another attorney has handled part of the case and then you try and bring it to someone else they may not want to have to deal with interpreting or correcting another lawyer's tendencies.
Most people who are represented by bankruptcy attorneys are honest, hardworking people who have simply fallen on hard times. Ask to set up a free consultation with a bankruptcy attorney if you are unsure whether or not you met their case criteria, that way they can consider your case. After all, it's in your best interests.
About the Author
Jim Brown is a bankruptcy attorney based in St. Louis, Missouri. He has spent 15 years fighting an industry that consistently takes advantage of hard-working Americans.He started his firm, Castle Law Office, with his wife and best friend, Sherrie. In his spare time, he enjoys coaching youth hockey, golfing, and spending time with his three wonderful children.For more information, visit http://www.castlelaw.net
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