Learn How SR22 Insurance Work


by Andres A Golden

In order to reinstate your license after it has been suspended due to convictions or judgments, in Texas among many other states, you need the sr22 certificate. Sr22 auto insurance is obviously an insurance policy that includes sr22 certification.

There will be several requirements to have your license reinstated if it has been suspended due to any judgements involving drunk driving (DWI / DUI) or an uninsured motorist, including SR22 certification. There is a reinstatement fee is required by the state. It is also possible that you will be required to enrol in and complete a driving safety program such as the ones targeted at drunken driving offenders. The driver's license will only be reinstated after all Department of Public Safety requirements have been met.

Not all insurance companies provide the sr22 insurance policy since it is considered a specialty policy, although it is not necessarily a high risk policy. Specialized brokers can provide policies with the sr22 certification. The insurance company provides a certificate of insurance coverage to be filed with the Department of Public Safety. The company is also required to inform the state if the policy lapses at any point. Your policy will lapse if you do not pay the insurance company on time. If your policy lapses your driver's license will be suspended. You are usually required to maintain sr22 insurance for two years from the date of your conviction, judgment or crash.

The sr22 can be included in a non-owner policy even if you do not own a vehicle. Motorcycles can utilize sr22 auto insurance as well. If you possess more than one car, you still only need to obtain one sr22 certification. You may compare and search on the Internet between various SR22 auto insurance policies to figure out the policy appropriate for your requirements to at last get your license back.

About the Author

Learn more about SR22 insurance by visiting http://elpasosr22insurance.info

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