Want To Save Money Quit Smoking
One major reason why people are planning to quit smoking in the near future is health. Yet the cost of smoking has a large impact on their way of life, restricting the amount of money they have for the living expenses of the household.
Smoking is an expensive habit. It's even worse when you smoke more than one pack per day. Smokers typically start out with relatively few cigarettes per day, but as the addiction goes on, they up the number of cigarettes they smoke in order to feel the same buzz. So the cost of their habit goes up accordingly until they have had enough and make the decision to quit smoking.
You can calculate the money you spend by figuring out how many packs per day you smoke and multiplying that number by 365. That's your cost of the smoking habit, that would drop to zero if you quit smoking instead.
For instance, if you live in a state where a pack of cigarettes is approximately $4.00, which is low compared to many state prices, and you smoke one pack per day, then you're racking up a $1,460.00 a year habit.
Wouldn't you like to stop smoking and get to do something exciting with $15,000 in ten years than have health problems from a smoking habit? Of course those who are up to 3 packs per day or live in a state where the cost of cigarettes is well over $5 per pack, see an even bigger impact on their finances when they quit smoking.
If you were to quit smoking a pack a day today and put the money you're using toward cigarettes into a 401(k) that earns you at least 9% interest, then you'd have a quarter of a million dollars within the next 30 years.
If you don't quit smoking, then you'll also be paying other costs associated with your habit. For example, smokers have a stiffer bill for teeth cleanings and dry cleaning, it costs money to get the stains and odors out.
Until you stop smoking, you have higher insurance costs, the health care providers know the impact smoking causes on the economy of our nation.
Need to sell your car? Have you been smoking in it? You will get much less for your trade-in as you would if you had quit smoking. Plus, studies have shown that smokers earn less and risk being unemployable by companies with a no-smoking policy.
These costs don't even rate in the healthcare expense of smoking. When you think about the health impact smoking has, the cost is even greater. If all it took to quit smoking was that you didn't want to spend the money on cigarettes any more that would be great. If you smoke you are aware that there is way more to the habit than money.
About the Author
When you decide that you want to quit smoking there is great information available at http://simplestopsmokingfacts.com Watch a free webinar about the method I used to successfully quit once and for all check out http://thequitsmokingplan.com
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