The Insurance Adjusters Computerized Friend, Colossus
When the insurance adjuster gives you an offer for your injury after you have been hurt in a car accident you may think that they just make it up, or they have some sort of table they use. However, more than likely, they plug hundreds of variables into a computer and let a program called Colossus determine how much they are willing to pay for you car accident injury insurance claim.
What does Colossus do? Are we in the dystopia science fiction future we imagined?
Not quite. Colossus is a computer program that insurance adjusters use to figure out how much they will pay for your car accident injury claim. The program, Colossus, controls a database of tons of variables that the insurance adjuster can use to modify or determine how much they will offer you for your car accident injury claim. Now, the insurance company loves Colossus because it is able to give out standardized claims offers systematically. But, even better for the insurance company's bottom line, Colossus is able to lower the amount that the insurance company offers as a fair price over time.
How does this affect your case? It is important to know that a lot of times the offer that the insurance adjuster will give you wasn't determined by them, but by a computer program. Some insurance companies essentially have a policy that forbids their insurance adjusters from ever going over the amount that Colossus charges--even if you have a serious complication with a routine procedure and need more extensive work.
Furthermore, it might be in your best interest to find a good car accident attorney if you are hurt in a car accident to help you fight the insurance company. The best thing you can do when picking a car accident attorney is to make sure that they understand how to beat Colossus to get you the best settlement. As always, before you make any important decisions, continue following up to look for the secrets behind the insurance industry. The good news is as you are able to learn more about the insurance company you will be better equipped for your fight with the insurance company.
About the Author
James Brown is a personal bankruptcy attorney in St. Louis, Missouri. He has filed over 30,000 bankruptcy cases and published many books and articles. You can request his free Missouri and Illinois bankruptcy guide at http://www.castlelaw.net for the best tips on how to prepare for your bankruptcy and find a great bankruptcy attorney.
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